Multifamily Lender - Multifamily Loan Rates

Multifamily Financing

As a part of our continuing effort to create value for multi-family property owners, we arrange apartment loans for real estate investors across the greater San Diego and Southern California region. ARG Finance offers clients access to the most competitive capital solutions customized to meet their specific needs. 

As a fully-integrated group working in tandem with our investment sales team, property owners can take advantage of refinancing or securing competitive financing when closing an acquisition. Because of our relationships and proven track record with the most active lenders, we are able to provide the most effective capital and financing solutions available.

  • Apartment / Multifamily Loans (5+ Units)
  • Refinancing (Cash-out Options)
  • Acquisition Financing
  • Non-recourse Options
  • No Pre-Payment Options
  • Flexible Pre-Payment Options
  • Interest-Only Options
  • Loan Amounts $500K to $20M+
  • Stated-Income Options (No Tax Returns or Income Verification)
  • Foreign National Programs
  • Bridge / Interim Financing / Hard-Money / Private Loans
  • Investment Analysis, Custom Advisory & Consulting
  • Low Fees & Streamlined Process

Contact Us Today!

Request a customized multifamily loan quote: (619) 550-3795 / Info@ARGFinance.com or Complete the form below:

    Acquisition FinancingHard Money / Private LoanBridge Interim FinancingRefinance (Cash-Out)Refinance (Rate & Term)Property Evaluation ConsultingConstruction FinancingConstruction Financing

    <$1 Million$2-5 Million$5-10 Million>$10 Million

    Multifamily (5+ Units)Student HousingOther

    30 days or less30-90 days90 days or more

    PostcardEmailInternetOther

    Recent Loan Closings
    • 6 Units San Diego: 7-Year Fixed, Rate/Term Refinance
    • 27 Units El Cajon: 10-Year Fixed, Cash-out Refinance
    • 10 Units Oceanside: 10-Year Fixed, Rate/Term Refinance
    • 19 Units National City: 7-Year Fixed, Cash-out Refinance
    • 19 Units Ocean Beach: 7-Year Fixed, Cash-out Refinance
    • 14 Units Lakeside: 7-Year Fixed, Purchase
    • 48 Units Santee: 10-Year Fixed, Cash-out Refinance, NO Pre-Pay
    • 23 Units Escondido: 10-Year Fixed, Cash-out Refinance, NO Pre-Pay
    • 5 Units Normal Heights: 7-Year Fixed, Cash-out Refinance
    • 10 Units Imperial Beach: 7-Year Fixed, Purchase
    San-Diego-Multifamily-1031-Exchange 

    San Diego Multifamily Loan Rates
    5+ Units, Apartment Loans
    Updated the Week of:  October 3, 2023

    PROGRAMINTEREST RATEDCRAMOMax LTV
    3-Year Fixed5.75%-6.25%1.20-1.2530 Years75%
    5-Year Fixed6.15%-6.45%1.20-1.2530 Years75%
    7-Year Fixed6.35%-6.75%1.20-1.2530 Years75%
    5+ Unit Properties, Apartment Loan Amounts >$1M

    These terms are for discussion purposes only, all rates are subject to change and loan approval is contingent upon complete due diligence, underwriting, appraisal and review of any other third party reports deemed necessary. These terms do not represent a commitment to lend or an approval of a loan request. All commitments are issued in writing. This is not a commitment to loan funds to any individual or entity. Data is collected from third party sources. Rates, terms and conditions are subject to change without notice. The information contained on this internet page are provided based on information deemed reliable. However, the same has not been independently verified. Principals are advised to conduct a thorough due diligence for any potential transaction. We make no representations or warranties, expressed or implied, as to the accuracy of information. Borrower must verify the information and bears all risk for any inaccuracies. Users of this website: brokers, agents, property owners, sellers and buyers understand and consent that if a loan is arranged through ARG Finance, Apartment Realty Group, Inc. commonly referred to as (‘ARG’), or where Agent refers the Buyer, Seller and/or Borrower to the Loan Originating Broker and/or Loan Originating Source, Agent may receive a referral fee separate and apart from any commission that may be referenced herein or previously agreed to. ARG Finance is a DBA of Apartment Realty Group, Inc. Licensed by the California Department of Real Estate, License #: 01863733. Apartment Realty Group (ARG) is not a direct lender nor a bank however, ARG arranges and brokers multifamily and commercial property loans on the behalf of commercial property owners and commercial multifamily properties consisting of 5+ units. ARG does NOT arrange financing or mortgages for residential or 2-4 unit properties of any kind.